Terms and Conditions
Effective Date: [19/02/2026]
Welcome to Smarts Magazine (“Smarts”, “we”, “our”, or “us”), published by Citi Partners Limited. By accessing or using our website and services, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with these terms, please do not use our website.
About Smarts Magazine
Smarts Magazine is a pan-African editorial platform providing news, commentary, business insights, cultural features, and digital publications.
Smarts Magazine is published by Citi Partners Limited, with its registered address at:
639B Aina Akingbala Street
Omole Phase 2, Ojodu
Lagos, Nigeria
Use of Our Website
By using this website, you agree to:
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Use the website only for lawful purposes
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Not misuse, copy, or reproduce content without permission
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Not attempt to disrupt website functionality
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Not use our content for misleading or harmful purposes
We reserve the right to suspend or restrict access if these terms are violated.
Intellectual Property
All content on Smarts Magazine, including:
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Articles
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Editorial content
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Logos
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Graphics
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Design elements
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Digital publications
are the intellectual property of Smarts Magazine and/or Citi Partners Limited, unless otherwise stated.
Content may not be reproduced, distributed, modified, or republished without prior written consent.
Limited sharing (e.g., social media linking) is permitted with proper attribution and direct linking to the original source.
Editorial Content Disclaimer
Smarts Magazine provides news, commentary, and opinion content for informational purposes only.
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Opinions expressed in articles belong to the respective authors.
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We do not guarantee the completeness or absolute accuracy of all information.
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Readers are encouraged to verify information independently where necessary.
Smarts Magazine shall not be held liable for decisions made based on content published on this platform.
Advertising & Sponsored Content
Smarts Magazine may publish advertisements, sponsored features, and branded content.
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Sponsored content will be clearly identified.
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Advertisers are responsible for the accuracy of their promotional materials.
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Smarts Magazine does not endorse every product or service advertised on its platform.
We reserve the right to refuse advertising that conflicts with our editorial standards.
Subscriptions & Communications
By subscribing to Smarts Magazine:
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You consent to receive newsletters and editorial communications.
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You may unsubscribe at any time using the provided link.
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We will not sell or distribute your personal data to third parties without consent, except as required by law.
For more details, please refer to our Privacy Policy (if you later create one).
External Links
Our website may contain links to third-party websites.
Smarts Magazine is not responsible for:
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The content of external sites
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Their privacy practices
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Their terms and conditions
Access to third-party websites is at your own risk.
Limitation of Liability
To the fullest extent permitted by law:
Smarts Magazine and Citi Partners Limited shall not be liable for:
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Any indirect, incidental, or consequential damages
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Loss of profits or data
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Technical interruptions or website downtime
Use of the website is at your own discretion and risk.
Changes to These Terms
We reserve the right to update or modify these Terms and Conditions at any time.
Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of the revised terms.
Contact Information
For questions regarding these Terms and Conditions, please contact:
Info@smartsmagazine.com
08069916221
Address:
639B Aina Akingbala Street
Omole Phase 2, Ojodu
Lagos, Nigeria